Free Calculator
How much has renting actually cost you?
See the real number — and what you could have built in equity instead. Takes two minutes.
Step 1 of 4
Step 1 of 4
How long have you been renting?
Include all your years across all rentals.
5 years
$
Step 2 of 4
Tell us about your situation
This helps us calculate what you could qualify for today.
$
$
Step 3 of 4
Almost there
No credit pull — just a rough sense of where you stand.
Approximate credit score
Are you a veteran or active service member?
Total rent paid — money gone forever
Home you could have bought
with that same monthly payment
Equity you'd have today
appreciation + loan paydown
The cost of waiting
equity gap from renting
You may qualify for
based on your income today
What this means for you
Ready to start building equity instead?
Let's find out what you actually qualify for — no credit pull, no pressure, just real numbers.
919-234-7415or
Contact Us
No credit pull required
Takes under 2 minutes
Top 1% lender in the US
Serving NC since 1999
This calculator is for educational and illustrative purposes only. Results are estimates based on the information you provide and do not constitute a loan approval, commitment to lend, or financial advice. Actual loan amounts, payments, and qualifications will vary based on credit, income, and current market conditions. Contact The Sherry Riano Team for personalized mortgage guidance.
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