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Loan Options

Get to know all of our loan options
Loan types

We're all about finding the right mortgage for you. Whether you're a first-time homebuyer, military veteran, self-employed, or seeking a jumbo loan, we'll help you find the best option for your situation.

FHA Loans

FHA loans are backed by the Federal Housing Administration (FHA), and are designed to help creditworthy low-income and moderate-income families achieve homeownership. All FHA loans require an upfront mortgage insurance premium along with a monthly mortgage insurance premium.

VA Loans

VA loans offer special mortgage terms to qualified veterans, active duty service members, and their spouses. Guaranteed by the U.S. Department of Veterans Affairs (VA), these loans have flexible qualifying criteria and generally do not require a down payment.

Fixed rate loans

Fixed rate loans are available in all sorts of shapes and sizes, with predictable monthly payments for terms between 10 and 30 years.

Adjustable rate loans

An Adjustable Rate Mortgage (ARM) offers fixed rate terms followed by regular rate adjustment intervals thereafter.

USDA loans

The goal of the USDA loan program is to help our nation’s smaller, rural communities thrive by making land and property more affordable. USDA loans are guaranteed by the U.S. Department of Agriculture (USDA). The property must be in an eligible USDA-defined rural area.

Jumbo loans

A jumbo loan is used to finance a home when the price exceeds the conforming loan limit.

New construction loans

A construction loan is a temporary line of credit that covers the cost of building a home or completing a major renovation project.

Renovation loans

If you are looking to make some updates, renovate a fixer-upper, or build your dream home from the ground up, it doesn’t have to be a complex process.

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What city are you thinking about buying or refinancing in? Let us know!

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