Loan Options

Looking for a way to start with a lower interest rate and potentially save money in the first years of your mortgage? An adjustable-rate mortgage (ARM) might be the right choice.

FHA loans are backed by the Federal Housing Administration (FHA), and are designed to help creditworthy low-income and moderate-income families achieve homeownership. All FHA loans require an upfront mortgage insurance premium along with a monthly mortgage insurance premium.

Fixed rate loans are available in all sorts of shapes and sizes, with predictable monthly payments for terms between 10 and 30 years.

A jumbo loan is used to finance a home when the price exceeds the conforming loan limit.

A construction loan is a temporary line of credit that covers the cost of building a home or completing a major renovation project.

Buying a home is one of the biggest financial decisions you’ll ever make—and the right financing makes all the difference. Whether you’re a first-time buyer, upgrading to your next home, or investing in property, our job is simple: make your mortgage clear, fast, and stress-free.

Your home is one of your biggest investments—and refinancing can help you make the most of it. Based in Cary and proudly serving Raleigh, Wake County, and all of North Carolina, we make refinancing simple, fast, and stress-free.

If you are looking to make some updates, renovate a fixer-upper, or build your dream home from the ground up, it doesn’t have to be a complex process.

The goal of the USDA loan program is to help our nation’s smaller, rural communities thrive by making land and property more affordable. USDA loans are guaranteed by the U.S. Department of Agriculture (USDA). The property must be in an eligible USDA-defined rural area.

VA loans offer special mortgage terms to qualified veterans, active duty service members, and their spouses. Guaranteed by the U.S. Department of Veterans Affairs (VA), these loans have flexible qualifying criteria and generally do not require a down payment.