Home Purchase & Financing in Raleigh & Across North Carolina
Buying a home is one of the biggest financial decisions you’ll ever make—and the right financing makes all the difference. At The Sherry Riano Team at Developer’s Mortgage Company, we believe experience isn’t expensive—it’s priceless. Since 1999, we’ve been helping families in Raleigh, Wake County, and across North Carolina find the right loan for their goals.
Whether you’re a first-time buyer, upgrading to your next home, or investing in property, our job is simple: make your mortgage clear, fast, and stress-free.

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Why Choose The Sherry Riano Team for Your Home Loan?
Not all lenders deliver the same experience. Here’s why buyers across North Carolina trust us with their financing:
- Same-day preapprovals in most cases so you can shop confidently.
- Fast closings in as little as 15 days when documents and appraisals are ready.
- We protect your credit by comparing options on your behalf without unnecessary inquiries.
- Online loan tracking + secure uploads keep your process organized and stress-free.
- Local expertise with state-wide reach—based in Cary, serving Raleigh, Wake County, and all of NC.
Our Home Purchase Loan Options
We offer a wide variety of purchase and financing solutions to match your needs. Explore each loan type to learn more:
Conventional Loans – Flexible, low-down payment options with competitive rates.
FHA Loans – Great for first-time buyers with flexible credit requirements.
VA Loans – $0 down and no PMI for eligible veterans, active-duty service members, and spouses.
USDA Loans – 100% financing available for eligible rural and suburban homes.
Jumbo Loans – Financing for high-value homes beyond conforming loan limits.
Fixed-Rate Mortgages – Stable payments for the life of the loan.
Adjustable-Rate Mortgages (ARMs) – Lower initial rates if you plan to move or refinance in a few years.
Renovation Loans – Roll purchase and renovation costs into one loan.
New Construction Loans – Build your dream home with financing for land + construction.
No matter your situation, we’ll help you compare options and find the loan that saves you the most money while getting you into your home quickly.
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FAQs: Home Purchase & Financing
The first step is getting preapproved for a mortgage. With us, you can often get a same-day preapproval so you know your budget before you start house-hunting.
It depends on the loan. Conventional loans can start at 3% down, FHA at 3.5%, while VA and USDA loans may allow 0% down if you qualify. We’ll help you see which program fits your needs.
Many of our clients close in as little as 15 days once documents, appraisal, and underwriting are complete. Your exact timeline depends on the property and loan type.
No. Programs like FHA and USDA are designed for buyers with less-than-perfect credit. We’ll review your credit profile and show you the best available options.
Yes—that’s what we do best. We’ll show you side-by-side comparisons of programs, payments, and long-term costs so you can make a confident decision.
Trusted by Raleigh & North Carolina Homebuyers Since 1999
We’ve helped thousands of families achieve their dream of homeownership. Our reputation is built on speed, transparency, and client-first service—because we know your home isn’t just a house, it’s your future.
“Sherry’s team got us preapproved the same day and closed in under three weeks. They explained every option clearly and made us feel completely confident in our decision.” — Homebuyer, Wake County
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Ready to Finance Your Home Purchase in North Carolina?
Whether you’re buying in Raleigh, Wake County, or anywhere across North Carolina, The Sherry Riano Team is here to make your home purchase smooth and stress-free. From same-day preapprovals to fast closings, we’ll help you find the right loan for your goals.

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