VA Home Loans in Raleigh & Across North Carolina
If you’ve served our country, you’ve earned the right to own a home with powerful benefits. A VA loan—backed by the U.S. Department of Veterans Affairs—makes it easier for veterans, active-duty service members, and eligible surviving spouses to buy, build, or refinance with confidence. At The Sherry Riano Team at Developer’s Mortgage Company, we proudly serve military families across Raleigh, Wake County, and the entire state of North Carolina with fast, affordable VA loan solutions.
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Why Choose a VA Loan?
VA loans are one of the most valuable mortgage benefits available, offering features that most other loan types can’t match:
- $0 down payment required for most borrowers.
- No private mortgage insurance (PMI), saving you hundreds each month.
- Competitive interest rates designed specifically for veterans and military families.
- Flexible credit requirements compared to many conventional loans.
- Refinance options (VA Streamline or Cash-Out) to lower your rate or tap equity.
These benefits can save you thousands over the life of your loan while making homeownership more accessible and affordable.
How We Make VA Loans Better
Many lenders offer VA loans—but not all deliver the same experience. Here’s what sets The Sherry Riano Team apart:
We protect your credit. We compare VA loan options on your behalf so you don’t rack up unnecessary inquiries.
Same-day preapprovals in most cases, so you can shop with confidence.
Fast closings—often in as little as 15 days when documents are ready.
Online loan tracking + secure uploads for a stress-free process.
Local expertise—based in Cary, serving Raleigh and every corner of North Carolina since 1999.
We’re proud to serve those who have served and believe the mortgage process should honor your service with speed, clarity, and respect.
Who Is Eligible for a VA Loan?
You may qualify for a VA loan if you are:
- An active-duty service member, veteran, or National Guard/Reserve member who meets service requirements.
- An eligible surviving spouse of a service member.
- Looking to purchase, build, or refinance a primary residence in North Carolina.
We’ll help confirm your eligibility by reviewing your Certificate of Eligibility (COE) and walking you through next steps.
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VA Loan Process: Step by Step
VA Loan Process: Step by Step
Preapproval – We review your credit, income, and COE to determine eligibility.
Loan comparison – We show you VA loan options vs. conventional or FHA so you can see the full picture.
Documentation & underwriting – Submit income, service history, and property details.
Closing – We finalize your loan and set you up with the benefits you’ve earned.
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VA Loan FAQs
Trusted by North Carolina Veterans & Military Families
Since 1999, The Sherry Riano Team has been proud to serve the military community across Raleigh, Wake County, and beyond. Veterans trust us because we deliver on our promises: clear communication, fast closings, and credit protection.
“As a veteran, I appreciated how Sherry’s team respected my time and explained every detail. They got me a VA loan with zero down and closed in just over two weeks.” — Veteran Homebuyer, Fayetteville
Ready to Use Your VA Home Loan Benefits?
If you’ve served, you deserve a mortgage team that serves you. Whether you’re buying your first home, upgrading, or refinancing in North Carolina, we’ll guide you through every step of the VA loan process with speed, clarity, and care.
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