Winston-Salem, NC, Mortgage Lenders
Applying for a loan to buy your next home is much easier when you can call on expert mortgage lenders in Winston-Salem, NC. When you’re thinking of purchasing a great home, you can count on us to help you find the best options. Once you’re ready for refinancing, we can assist you in comparing loan terms and making the right choice.
Sometimes your dream home isn’t quite complete yet, which is a great time for our renovation loans. Consider an FHA 203(K) loan, which allows you to roll the price of the property and upgrades into one mortgage.
New construction loans
Building your own home is a big project, and our new construction loans make the perfect financing for it. These loans simplify the process of getting the funding you need, with the ability to turn it into a traditional mortgage.
If you can meet a few stricter terms, jumbo loans can help you buy the best homes. These loans require higher incomes and down payments in exchange for a higher loan amount.
As a USDA home loan lender, we think that our USDA loans are perfect for rural buyers. You can get a mortgage with limited closing costs and 100% financing.
Fixed rate loans
Homeownership offers stability, and our fixed rate loans cinch it for you. With a predictable amount for principal and interest, you don’t have to worry about unexpected rate changes during the life of the loan.
Adjustable rate loans
When you aren’t sure of your future plans, our adjustable rate loans can give you a little extra flexibility. You can lower your initial rate for a set term, then decide if you want to refinance, sell, or hold.
Buying a home is a big purchase, which is why we offer FHA loans for buyers with moderate income and credit. We’re happy to show you how these loans can simplify your path to homeownership.
Being a veteran or an active service member has its rewards. Our VA loans are tailored to your needs, providing the ability to buy a home with 100% financing and no private mortgage insurance.
How to Qualify for a Mortgage in Winston-Salem
As a mortgage broker, we focus on simplifying the mortgage application process as much as possible. To minimize delays in application review, we recommend organizing your financial documents, including:
- Existing debts and monthly payments
- Paystubs to prove current income
- Tax returns for the last two years
With this information and a few other details, we can process your application and help you consider your options.
Reasons to Become a Winston-Salem Homeowner
Winston-Salem draws many people for its history, culture, and many excellent colleges and universities. As a homeowner in the city, you get the benefit of a great community with the security that comes with owning property. Throughout your homeownership, our mortgage loan originator can help ensure that you get the most from your investment.
Choose The Sherry Riano Team as Your Mortgage Matchmakers
Applying for a mortgage can feel overwhelming at first, but our team can quickly put you at ease. With our years of experience as a broker and mortgage refinancing company, we’re able to talk you through your options and make a choice that will help you achieve your financial goals. To get started, contact us today!