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Charlotte, NC, Mortgage Lenders

Charlotte, NC

Ready to buy a home? Your first step should involve looking at your options to finance the purchase. Our team of mortgage lenders in Charlotte, NC, can simplify the process, so you can focus on finding your dream home.

Wondering if you can get a lower payment or pay off your mortgage faster? Our mortgage refinancing company can look at your existing terms and determine if we can help you improve them with a refinance.

Renovation loans

Sometimes your dream home isn’t quite complete yet, which is a great time for our renovation loans. Consider an FHA 203(K) loan, which allows you to roll the price of the property and upgrades into one mortgage.

New construction loans

Building your own home is a big project, and our new construction loans make the perfect financing for it. These loans simplify the process of getting the funding you need, with the ability to turn it into a traditional mortgage.

Jumbo loans

If you can meet a few stricter terms, jumbo loans can help you buy the best homes. These loans require higher incomes and down payments in exchange for a higher loan amount.

USDA loans

As a USDA home loan lender, we think that our USDA loans are perfect for rural buyers. You can get a mortgage with limited closing costs and 100% financing. 

Fixed rate loans

Homeownership offers stability, and our fixed rate loans cinch it for you. With a predictable amount for principal and interest, you don’t have to worry about unexpected rate changes during the life of the loan.

Adjustable rate loans

When you aren’t sure of your future plans, our adjustable rate loans can give you a little extra flexibility. You can lower your initial rate for a set term, then decide if you want to refinance, sell, or hold.

FHA loans

Buying a home is a big purchase, which is why we offer FHA loans for buyers with moderate income and credit. We’re happy to show you how these loans can simplify your path to homeownership.

VA loans

Being a veteran or an active service member has its rewards. Our VA loans are tailored to your needs, providing the ability to buy a home with 100% financing and no private mortgage insurance.

Applying for a Mortgage in Charlotte

Before you can start dreaming of the perfect home in Charlotte, you’ll need to get a few pieces of information to help streamline your application. Even if you’re not sure where to start, you can assist by gathering these details:

  • Existing debts and monthly payments
  • Paystubs to prove current income
  • Tax returns for the last two years

Once our team can review your information, we can determine which loan options might work for you.

Charlotte Homeownership Benefits

Living in Charlotte gives you a great opportunity to enjoy the city’s history, culture, sports teams, and more. Owning a home in the city hands you the benefit of a wonderful place to live, while you grow an investment for the future.

Contact The Sherry Riano Team to Get Started Today!

When you are ready to apply for a home, you deserve a mortgage loan originator that puts your needs first. At The Sherry Riano Team, our team has years of experience helping homeowners like you to finance the perfect home. We’re happy to assist you in finding the ideal mortgage.