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Virginia Mortgage Lenders


Before you can take the big step of purchasing a home, you need to find the right way to finance it. As mortgage lenders in Virginia, we can help you take advantage of great loan options that suit your home plans and your financial goals. We specialize in loans for a variety of home purchases, whether you’re searching for home improvement loans, VA loans, or refinancing. We work to simplify your buying experience.

Here's a comprehensive look at our most popular loan options

FHA Loans

Homeownership is an option everyone should be able to consider. FHA loans have government insurance, so that borrowers with modest income and credit scores have a better chance of qualifying for a mortgage.

VA Loans

Military veterans can get the benefits of VA loans. A VA home loan, designed for veterans looking to buy a home, offers advantages like 100% financing, no requirement for private mortgage insurance, and competitive closing costs.

Fixed Rate Loans

If you need the convenience of a predictable monthly payment, fixed rate loans may be ideal. These loans have a set interest rate for the life of the loan, so you can feel free to plan ahead.

Adjustable Rate Loans

When you need a lower introductory interest rate, or you simply don’t know how long you plan to live in the home, adjustable rate loans can be a great choice. These loans have a set interest rate for a certain number of years, then the rate fluctuates on a schedule.

USDA Loans

Building or buying a home in a rural area may be more complicated, but USDA loans can help. A USDA loan offers low closing costs and no down payments for qualified buyers in certain regions.

Jumbo Loans

When the cost of housing far exceeds the limits for conforming loans, jumbo loans can be the perfect alternative. Jumbo loans may call for a larger down payment and other requirements, but they make it easier to buy homes in high-cost areas.

New Construction Loans

If you’re planning to build your dream home, you need financing to provide the funds at the right time. Our new construction loans simplify the lending process, so you can build or renovate, then convert to a mortgage.

Renovation Loans

Taking a fixer-upper and making it an ideal home takes the right financing plan. Our renovation loans include construction financing, an FHA 203(K) loan, and more.

Qualifying for a Mortgage Loan in Virginia

To find out which loans might be right for your needs, you’ll need to submit an application and a few documents to assess your financial situation. As a mortgage loan originator, we need to confirm that applicants meet requirements for the following criteria:

  • Income
  • Credit score
  • Debt-to-income
  • Down payment

Once you submit all the information we need, we can process your application quickly and give you details about possible loan options.

Benefits of Owning a Home in Virginia

Shopping for a home in Virginia gives you immense flexibility in the comfort of a state with a strong economy and rich history. You can choose from big cities and rural areas with variation in pricing that can suit a range of budgets.

Contact The Sherry Riano Team to Start the Path to Homeownership

Having a great mortgage brokerage company to support you throughout the buying process can certainly remove a lot of stress. Our team has years of experience helping borrowers navigate the process and find the right loans for any home purchase.

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